The Home affordable refinance program (HARP) may not be a good idea, depending on your financial circumstances, but here’s how to qualify if it does.
The HARP mortgage is a home loan refinance program launched in March 2009, which gives homeowners whose homes have lost value the ability to refinance to current mortgage rates without incurring.
· The HARP program expires on December 31, 2018. A streamline refinance replacement program is already in place and up and running and has fewer restrictions than HARP. Are HAMP and HARP the same? Both HAMP and HARP are part of the government’s Making Home Affordable program.
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What is HARP? The Home Affordable Refinance Program, also referred to as "HARP", is a federal-government program designed to help homeowners refinance at today’s low mortgages rates even if they are they are currently underwater on their mortgage.
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