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VLB Loans – The Texas Veterans Land Board – The Texas Veterans Land Board provides low interest loans to Veterans of Texas.. home/home improvement loan base rate:. This program was introduced in 1986 to provide below-market interest rate loans to qualified Texas veterans for home repairs and improvements to their existing homes.
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The piggyback loan is another type of mortgage available to Texas residents. This is simply two mortgages in one. The piggyback loan can eliminate the need for private mortgage insurance by covering 80% of the home’s value with the first loan, while the second loan helps to pay for part of the down payment. This mortgage is a good way to avoid the standard 20% down payment, which is required.
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