For primary residences or second homes; One-time close loan; 12 month maximum construction phase; 15-year or 30-year terms; Maximum loan amount is.
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Qualifying for a construction loan is harder. When you apply for a loan to build a home, the lender doesn’t have a complete home as collateral, so qualifying for a loan can be more difficult.
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The FHA Construction to Permanent Mortgage program grants a short-term construction loan that transitions into a long-term, permanent loan after you finish building your home. The loan has a.